Your home is your most important investment and home insurance is your chance to protect your investment. Most accidents take place at home and even if you have bought smoke detector, fire extinguishers and other safety technology, it doesn’t give you a guarentee that when you return to your home it will be in same condition as you left it.
It you have any doubts about insuring your home, then have a look around and picture everything in money- in case of accident can you afford to replace it all. Although insurance can’t replace all valuables it can help you cope with that situation in a difficult time.
- natural disaster
- water accident
- burglary or robbery
Home insurance can be as simple or as complex as you wish it to be. Lower premiums cause lower compensation in case of an accident.